Discounts to Ask About When You Get Homeowners Insurance Quotes

Jul 20, 2013

Not all homeowners insurance companies will offer discounts, but some do – and it never hurts to ask. If you’re about to get quotes for coverage, then ask them if they also offer auto insurance. You could save up to 20% if you have one provider for both auto and home coverage. Fires are one of the most common claims people make against their home. Some companies have offered non-smoking discounts of as much as 20% if you don’t smoke in your home and don’t allow others to do so. You can also save up to 5% just for having smoke alarms and fire extinguishers.


If your home was built within the last 10 years, then you could be eligible for a new home discount that could save you up to 20%. Be sure you ask when you get your homeowners insurance quotes because they won’t necessarily add it automatically. The same goes for an alarm system discount of up to 10% – be sure you tell them if you have an alarm system and inquire about any discounts available to you as a result. Remember though that discounts and price aren’t the only factors to consider. You also want a company with a good reputation and good customer service.

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